Juhannuskalliontie 21b

Kuusamo | Kuusamo

Where Pergolas

Frame Paradise

View Photos Watch Film 360° VTour Open House

Hannu Manninen

Presented At

€2,195,000

Bedrooms

Bathrooms

Living

3,181

SQFT

Stories 2

Fireplace

Office

Jacuzzi

Sauna

Terrace

Garage

Balcony

Ski-In / Ski-Out

Panoramic / Scenic View

Investment Property

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 1

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 2

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 3

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 4

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 5

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 6

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 7

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 8

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 9

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 10

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 11

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 12

Juhannuskalliontie 21b

Kuusamo | Kuusamo

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland. , Kuusamo , Kuusamo

Luxury ski-in ski-out villa in Ruka

A true ski-in, ski-out destination, this is an active holidaymaker’s dream. Located right next to Ruka’s well-maintained slopes, the villa offers easy access for both beginners and experienced skiers. Cross-country skiers will also appreciate the proximity to the trails, with the nearest one just 50 meters from the property. Rukanhuippu combines luxury and comfort, allowing you to enjoy your holiday in a peaceful setting surrounded by the warmth of wood-burning fireplaces. The expertly designed and stylishly modern villa is the perfect place to relax and enjoy the beauty of nature. Rukanhuippu features five double bedrooms, ample living space, and plenty of other amenities for you and your group. Snowmobiling, white-water rafting, and other activities are also available in the area, and if you wish, everything can be arranged in advance, ready for you and your guests upon arrival. This is a unique property for personal use, corporate representation, or as an investment, offering excellent rental income potential.

Gallery

3D Street View Tour

Property Location

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland., Kuusamo Kuusamo

Local Weather & Climate

Kuusamo, Kuusamo

Current Conditions Updated recently

10 °F

Light snow

Feels Like 4°F

Humidity 92%

Wind 3 mph

Visibility 3.7 mi

Sunrise 5:48 AM

Sunset 2:45 PM

5-Day Forecast

Sun 22 Feb

Snow

High 15°

Low 11°

Mon 23 Feb

Snow

High 18°

Low 5°

Tue 24 Feb

Clouds

High 14°

Low -4°

Wed 25 Feb

Clouds

High 11°

Low -10°

Thu 26 Feb

Clouds

High 17°

Low -9°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Kuusamo?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$2,195,000

Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland.

Kuusamo, Kuusamo

5 Beds

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Market Opinion

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Our perspective on current market conditions in Kuusamo. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $219,500,000 20% down ($43,900,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$18,862/day

Your home may appreciate while you sleep

$132,394/week $573,707/mo $6,884,478/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$120.8M

+$171.3M

$171.3M Potential Equity

vs $120.8M lost to rent over 10 years

$43.9M Down Payment Growth

3.9x

10yr

$171.3M

8.1x

20yr

$354.7M

12.6x

30yr

$554.4M

Wealth Comparison

×1,320

Equivalent to 1,320 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $554.4M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $258.5M +18%

Market $298.9M +36%

Optimistic $344.9M +57%

$171.3M est. equity

20 Years

Conservative $304.4M +39%

Market $407.1M +85%

Optimistic $542.1M +147%

$354.7M est. equity

30 Years

Conservative $358.5M +63%

Market $554.4M +153%

Optimistic $851.9M +288%

$554.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland have?

This other at Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland features 5 bedrooms with 3,181 square feet of living space.

What is the size of Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland?

This property offers 3,181 square feet of living space.

What is the listing price for Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland?

This property is listed at $219,500,000, which equals $69003 per square foot.

Is now a good time to buy a home in Kuusamo?

Based on current market indicators, Kuusamo shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Juhannuskalliontie 21b, 93830 Kuusamo, Finland, Kuusamo, Finland?

This is a other located in Kuusamo, Kuusamo. The property is situated in an established neighborhood with convenient access to local amenities and services.